Personal Banking   Checking Accounts Savings and Money Market Accounts Certificate of Deposit/IRA Safe Deposit Boxes Checking Accounts Account Name Minimum Opening Deposit Service Charge Interest Bearing Overdraft Privilege (tm) Check Images Free Checking   $100.00   None   No   $400.00*   No   Essential Checking   $100.00   None with minimum balance of $500.00   No   $700.00*   Yes   Premier Checking (Our Now Account)   $500.00   None with minimum balance of $500.00   Yes with daily collected balance of $500 or more   $700.00*   Yes   Privilege Checking   $100.00   None with minimum balance of $1,000.00 or direct deposit of Social Security or Retirement Check No   $700.00*   Yes   *Call for details (620)343-1010, (620)343-9500, or (620)437-2031. Savings and Money Market Accounts Account Name Minimum Opening Deposit Service Charge Interest Bearing Everyday Savings $100.00 No balance fee with minimum balance of $100.00. No per debit item fees with minimum balance of $1,000.00 Yes with daily collected balance of $100.00 or more Money Market Account $1,500.00 None with minimum balance of $1,500.00 Yes First Rate Money Market Account $50,000.00 None with minimum balance of $50,000.00 Yes with daily collected balance of $50,000.00 or more Call for current rates (620)343-1010, (620)343-9500, or (620)437-2031.   Certificate of Deposit/IRA First Community Bank’s Certificates of Deposit pay attractive interest rates and are available at various terms. Your First Community Bank CD can even be used as collateral for a personal or business loan. First Community Bank CD’s can also be used to invest in your retirement. Opening deposit is $500 Interest rates set at the beginning of the term and will not change for the term of the account Interest begins to accrue on the first day of deposit Interest can be compounded into the CD, sent to you by check, or deposited into another First Community Bank account Automatic renewal on the maturity date for an identical period of time is available, at the current interest rate for that term A 10 day grace period, after the maturity date, allows the customer the convenience to withdraw the funds or change the term without penalty Early withdrawal penalties: Less than 12 month CD -- 3 months of interest 12 months or more CD   -- 6 months of interest Please call us for current rates at (620)343-1010, (620)343-9500, or (620)437-2031. Safe Deposit Boxes First Community Bank has a variety of safe deposit boxes available for rent at our Main office or our Madison office. A refundable key deposit of $8 is required. Several sizes are available Annual fees for rental vary by box size  See Fee Schedule for other fees

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